Asset-Based Finance
Medium-to-long term funding to purchase moveable, income-generating business assets.
Targeted at SMMEs and Co-operatives wanting to purchase moveable assets required by the business. These assets are usually utilised for the generation of income.
FUNDING SOLUTIONS OFFERED
Commercial vehicle Finance
Plant and Machinery Finance
Specialized Asset Finance
Agriculture & Agro-Processing Finance
Funding for farmers and agribusiness — sugar cane, grain, fruit, forestry, vegetables and livestock.
Products under this sector support SMMEs and Co-operatives in putting productive land to use, with funding for farmers focused on commodities such as sugar cane, grain crops, fruits, forestry, vegetables and livestock.
FUNDING SOLUTIONS OFFERED
Live Stock Finance – This product serves the purpose of financing the acquisition of breeding livestock.
Empowerment Equity Finance – Purchase of shares in an existing company
Land and Fixed Improvements – This is a long-term loan for the acquisition of land and fixed improvements (i.e. implement sheds, dams, underground irrigation system etc.).
Working Capital – This product serves the purpose of financing the production costs directly related to the cultivation of the crop and input costs for livestock to be financed, i.e.; seeds, fertilizer, fuel, oil, weed killers, pesticides, storage costs, crop insurance premiums, hedging costs, fodder, licks, dipping fluid and ear tags. This also covers acquisition of livestock for feed-lotting and speculation, layers, broilers etc.
Equipment Finance – This product serves the purpose of financing the acquisition of agricultural movable assets including center pivots, tractors, loaders, farming equipment, trucks etc.
Commercial Property Finance
Acquisition or financing of fixed commercial property for trading or investment.
We assist SMME’s and Co-operatives with funding the acquisition or financing of fixed commercial property(ies) used for trading or investment purposes. This includes inter alia industrial properties, Student accommodation, hotel developments (including Bed and Breakfast and Lodges), residential developments.
FUNDING SOLUTIONS OFFERED
Property Acquisition – This product is aimed at financing the acquisition of commercial properties.
Property Development – This product is aimed at financing property developments to potential and existing property developers and investors
Agriculture & Agro-Processing Finance
Funding for farmers and agribusiness — sugar cane, grain, fruit, forestry, vegetables and livestock.
Products under this sector support SMMEs and Co-operatives in putting productive land to use, with funding for farmers focused on commodities such as sugar cane, grain crops, fruits, forestry, vegetables and livestock.
FUNDING SOLUTIONS OFFERED
Live Stock Finance – This product serves the purpose of financing the acquisition of breeding livestock.
Empowerment Equity Finance – Purchase of shares in an existing company
Land and Fixed Improvements – This is a long-term loan for the acquisition of land and fixed improvements (i.e. implement sheds, dams, underground irrigation system etc.).
Working Capital – This product serves the purpose of financing the production costs directly related to the cultivation of the crop and input costs for livestock to be financed, i.e.; seeds, fertilizer, fuel, oil, weed killers, pesticides, storage costs, crop insurance premiums, hedging costs, fodder, licks, dipping fluid and ear tags. This also covers acquisition of livestock for feed-lotting and speculation, layers, broilers etc.
Equipment Finance – This product serves the purpose of financing the acquisition of agricultural movable assets including center pivots, tractors, loaders, farming equipment, trucks etc.
